Credit Debt & Legal is a name you can trust People with the expertise to resolve slow moving debt problems.

The companies Directors have more than seventy years combined experience in a professional credit environment.

When we commenced trading in 1982 as debt collection Agents we obtained a full Licence under the Consumer Credit Act 1974 renewed over a thirty year period even though our business did not at any time involve providing Consumer Credit, defined as the lending of money, Hire Purchase, Leasing or any form of regulated financial service within the meaning of the said Act.


On the strict definition that our debt collection activities do not encompass any activity in the form of lending or brokerage which may be described as regulated under the Consumer Credit Act 1974, nor do we act as Agents for any third parties providing financial services related to credit brokerage, Hire purchase, lease, Mortgage or any financial agreement which accrues gain under the said Act, we are exempt from the requirement to be authorised under the Financial Conduct Authority. Our interim licence will lapse.

We are licensed under the Data Protection Act 1984

Trading for more than 30 years. Registered UK Company No. 1633554

Clients Manufacturers, Wholesalers, Trades, Retail, Professions.

All Clients given the same priority attention Access to Directors personally.

No client too large or too small.

When researching Debt Collection Agencies, look no further - you've found the best.



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